April Investment Comments
It has been a jarring few weeks for investors. The U.S. and Israeli strikes on Iran that began on February 28th have reshaped the outlook for energy p...
We're preserving something increasingly rare in wealth management: genuine relationships between people and the advisors managing their money. You'll work with the same senior portfolio manager for years, see every stock you own, and call anytime with questions.
About Us0
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Years of Fiduciary Investment Management
Our CFA charter holders all have decades of experience. We research and select individual stocks, not layers of mutual funds that hide what you actually own. Results through Research™ means every investment decision is backed by fundamental analysis and proven methodology.
We answer the phone during business hours because your wealth deserves a human voice, not a phone tree. You'll work directly with senior portfolio managers who know your name, your goals, and your family's financial story. Real relationships built over decades, not quarterly sales targets.
Always independent since 1981. We don’t move from firm to firm like some advisors. Provident is employee owned. We've built something meant to last generations: a firm where the same team serves the same families, year after year, with a consistent philosophy you can count on.
Our Values
Real Relationships
The same portfolio manager, year after year. Direct access by phone. Your wealth deserves a human voice.
Complete Clarity
From organizing chaos to generational planning, we help you understand and control your financial life.
Wealth Management, Personalized for You
Growth Stocks
Growth-focused portfolios built from carefully selected companies with strong long-term potential, offering transparency, diversification, and opportunity at reasonable valuations.
Focus on high-quality, forward-thinking businesses
Concentrated portfolios of 20–30 best ideas
Long-term strategy designed for growth and inflation protection
Dividend Total Return
Income-focused portfolios built from cash-generative companies, combining above-market yield with disciplined capital return and diversification.
Target yield above the broader market
Returns enhanced through dividends, buybacks, and debt reduction
Diversification through stable, value-oriented companies
Bonds
Individually selected bonds designed to provide stability, reliable income, and lower risk while helping balance overall portfolio volatility.
High-quality bonds selected through fundamental analysis
Designed for income, capital preservation, and liquidity needs
Held to maturity to reduce risk and increase predictability
Personal Guidance
A relationship-driven approach built on trust, understanding, and long-term partnership, helping you feel confident in every financial decision.
Direct access to an experienced, collaborative team
Guidance shaped by real-life experience and client relationships
Long-term partnerships focused on clarity, confidence, and wellbeing
Why Our Clients Choose Provident
Personal attention you can only get from people who care
Always Accessible
We answer the phone during business hours with real portfolio managers, not phone trees or junior staff.
Research Driven
Doing the hard work to find great investments that fit proven criteria.
Right-Sized
Big enough for institutional stability. Small enough that everyone on our team knows your name.
Invest Organized
We help you understand what you have, where it is, and what it's doing, so that your wealth brings confidence.
Wealth Continuity
Coordinate strategies across grandparents, parents, and adult children to ensure smooth wealth transfers.
How We Work With You
A clear path from where you are to more confidence in your wealth.
Discovery & Organization
We take time to understand your full financial picture, consolidating accounts, clarifying goals, and listening to your family's story.
A Shared Plan
We agree on the allocation strategy that meets your goals. We use securities we research ourselves. You always know what you own.
Continuing Communication
We walk you through the portfolio until you're confident in what you own and why. Questions welcomed, encouraged, expected.
Ongoing Partnership
You'll work with the same portfolio managers, year after year, as your life and needs evolve. Regular reviews, yes, but also a standing invitation to stay connected.
How Provident Helps
Discover how we help clients achieve remarkable results.
Ask Us Anything
Get straight answers to the most common questions about our investment approach, performance, and what makes us different from other wealth managers.
Can I see your investment performance?
Absolutely. Performance is clearly displayed in every quarterly letter we send you. Unlike many firms that hide their track records, we provide detailed performance data compared to market benchmarks over multiple time periods. Call anytime with questions. We will always print you a report.
Do you work with clients outside of Michigan?
Yes, we serve families across the country. While we're headquartered in Novi, Michigan, about half our clients live in other states. Modern technology allows us to provide the same personal service regardless of location.
How do you help with more than just investments?
Money brings complications—scattered accounts, family dynamics, estate planning questions, and sometimes just confusion about what you actually have. We help you get organized first, then invest strategically. Many clients tell us the clarity and confidence they gain is as valuable as the returns.
What makes Provident different from other investment advisors?
You can see exactly how we work for you. We pick individual stocks instead of mutual funds, and we actually answer the phone during business hours. You'll know exactly which companies you own and can speak directly to your portfolio manager anytime.
What's your minimum investment requirement?
Our minimum is $500,000 in investable assets, applied to all accounts combined for a household. This allows us to build properly diversified individual stock portfolios and provide the personal attention our clients expect.
Insights & Ideas
Get the latest insights, expert tips, and updates to stay informed and inspired.
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Contact US
Get in Touch with Us
Reach out today to discuss how we can support your investment goals. Our team is ready to provide answers, offer solutions, and start your journey toward success.
Schedule a Consultation
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